Natural disaster risk FEMA

Vermont natural disaster risk

Vermont ranks #1 of 51 from safest. Its biggest relative risks are landslide, winter weather, hurricane.

Risk score
47.8
About average for U.S. counties
Expected loss per resident
$344
per year, all hazards
Home insurance (median)
$1,091
per year with a mortgage, ACS 2024
Highest relative risks in Vermont (national percentile)
Higher risk than most U.S. counties
Landslide80
Winter weather68
Hurricane67
Lightning65
Riverine flooding65
Ice storm62

The vertical line marks the middle of U.S. counties (50).

Risk in Vermont's largest counties

CountyPopulationRisk scoreFEMA rating
Chittenden County169,75863.9Relatively Low
Rutland County60,42550.5Relatively Low
Washington County60,01752.2Relatively Low
Windsor County57,99061.6Relatively Low
Franklin County50,63829.2Very Low
Windham County45,92356.9Relatively Low
Addison County37,66426.8Very Low
Bennington County37,26952.3Relatively Low
Caledonia County30,47530.2Very Low
Orange County29,76126.4Very Low
Orleans County27,60636.8Very Low
Lamoille County26,14818.3Very Low
Grand Isle County7,4501.9Very Low
Essex County5,9823.2Very Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Vermont

Cities in Vermont

Frequently asked questions

Is Vermont safe from natural disasters?

Vermont's population-weighted FEMA risk score is 47.8 out of 100 (about average for U.S. counties), #1 of 51 from safest. No residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Vermont?

The highest relative risks in Vermont are landslide, winter weather, hurricane (national percentile scores 80, 68, 67).

Where is the safest place to live in Vermont?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Lamoille County, Orange County, Addison County.