Vermont natural disaster risk
Vermont ranks #1 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are landslide, winter weather, hurricane.
RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.
The vertical line marks county-score scale midpoint (50).
Find your county's risk in Vermont
All 14 county rows with a FEMA score are available below, initially ordered by population.
| County | Population | Risk score | FEMA rating |
|---|---|---|---|
| Chittenden County | 169,758 | 63.9 | Relatively Low |
| Rutland County | 60,425 | 50.5 | Relatively Low |
| Washington County | 60,017 | 52.2 | Relatively Low |
| Windsor County | 57,990 | 61.6 | Relatively Low |
| Franklin County | 50,638 | 29.2 | Very Low |
| Windham County | 45,923 | 56.9 | Relatively Low |
| Addison County | 37,664 | 26.8 | Very Low |
| Bennington County | 37,269 | 52.3 | Relatively Low |
| Caledonia County | 30,475 | 30.2 | Very Low |
| Orange County | 29,761 | 26.4 | Very Low |
| Orleans County | 27,606 | 36.8 | Very Low |
| Lamoille County | 26,148 | 18.3 | Very Low |
| Grand Isle County | 7,450 | 1.9 | Very Low |
| Essex County | 5,982 | 3.2 | Very Low |
The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.
Lowest FEMA county risk scores in Vermont
- Lamoille County 18.3
- Orange County 26.4
- Addison County 26.8
- Franklin County 29.2
- Caledonia County 30.2
- Orleans County 36.8
- Rutland County 50.5
- Washington County 52.2
Cities in Vermont
- Burlington, VT county-score mean 54.2
Frequently asked questions
Is Vermont safe from natural disasters?
Vermont's population-weighted county-score mean is 47.8 out of 100 (midrange county-score mean), #1 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. No residents in this dataset live in counties FEMA rates relatively high or very high.
What natural disasters happen in Vermont?
The highest population-weighted county hazard-score means in Vermont are landslide, winter weather, hurricane (means 80, 68, 67 on the 0–100 county-score scale). These are not national state percentiles.
Which counties have the lowest modeled risk scores in Vermont?
Among counties with at least 20,000 people, the lowest FEMA county risk scores are in Lamoille County, Orange County, Addison County. Conditions vary within each county; check an individual address separately.