Natural disaster risk FEMA

Rhode Island natural disaster risk

Rhode Island ranks #20 of 51 from safest. Its biggest relative risks are hurricane, riverine flooding, earthquake.

Risk score
78.5
Above average for U.S. counties
Expected loss per resident
$198
per year, all hazards
Home insurance (median)
$1,778
per year with a mortgage, ACS 2024
Highest relative risks in Rhode Island (national percentile)
Higher risk than most U.S. counties
Hurricane87
Riverine flooding85
Earthquake80
Lightning78
Heat wave78
Ice storm75

The vertical line marks the middle of U.S. counties (50).

Risk in Rhode Island's largest counties

CountyPopulationRisk scoreFEMA rating
Providence County664,85493.7Relatively Moderate
Kent County171,45669.4Relatively Low
Washington County130,34464.0Relatively Low
Newport County84,65736.4Very Low
Bristol County50,49019.4Very Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Rhode Island

Cities in Rhode Island

Frequently asked questions

Is Rhode Island safe from natural disasters?

Rhode Island's population-weighted FEMA risk score is 78.5 out of 100 (above average for U.S. counties), #20 of 51 from safest. No residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Rhode Island?

The highest relative risks in Rhode Island are hurricane, riverine flooding, earthquake (national percentile scores 87, 85, 80).

Where is the safest place to live in Rhode Island?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Bristol County, Newport County, Washington County.