Natural disaster risk FEMA county data

Rhode Island natural disaster risk

Rhode Island ranks #20 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are hurricane, riverine flooding, earthquake.

County-score mean
78.5
High county-score mean
Expected loss per resident
$198
per year, all hazards
Home insurance (median)
$1,778
per year with a mortgage, ACS 2024

RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.

Highest county hazard-score means in Rhode Island
County-score mean above 50
Hurricane87
Riverine flooding85
Earthquake80
Lightning78
Heat wave78
Ice storm75

The vertical line marks county-score scale midpoint (50).

Find your county's risk in Rhode Island

All 5 county rows with a FEMA score are available below, initially ordered by population.

FEMA v1.20 county risk scores in Rhode Island; population from Census ACS 2020–2024
CountyPopulationRisk scoreFEMA rating
Providence County664,85493.7Relatively Moderate
Kent County171,45669.4Relatively Low
Washington County130,34464.0Relatively Low
Newport County84,65736.4Very Low
Bristol County50,49019.4Very Low

The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest FEMA county risk scores in Rhode Island

Cities in Rhode Island

Frequently asked questions

Is Rhode Island safe from natural disasters?

Rhode Island's population-weighted county-score mean is 78.5 out of 100 (high county-score mean), #20 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. No residents in this dataset live in counties FEMA rates relatively high or very high.

What natural disasters happen in Rhode Island?

The highest population-weighted county hazard-score means in Rhode Island are hurricane, riverine flooding, earthquake (means 87, 85, 80 on the 0–100 county-score scale). These are not national state percentiles.

Which counties have the lowest modeled risk scores in Rhode Island?

Among counties with at least 20,000 people, the lowest FEMA county risk scores are in Bristol County, Newport County, Washington County. Conditions vary within each county; check an individual address separately.