Oklahoma natural disaster risk
Oklahoma ranks #28 of 51 from safest. Its biggest relative risks are ice storm, tornado, heat wave.
The vertical line marks the middle of U.S. counties (50).
Risk in Oklahoma's largest counties
| County | Population | Risk score | FEMA rating |
|---|---|---|---|
| Oklahoma County | 806,199 | 97.9 | Relatively High |
| Tulsa County | 680,794 | 97.9 | Relatively High |
| Cleveland County | 300,047 | 91.3 | Relatively Moderate |
| Canadian County | 168,985 | 83.5 | Relatively Moderate |
| Comanche County | 121,825 | 86.2 | Relatively Moderate |
| Rogers County | 98,610 | 80.1 | Relatively Low |
| Wagoner County | 86,609 | 73.3 | Relatively Low |
| Payne County | 82,972 | 83.9 | Relatively Moderate |
| Pottawatomie County | 73,463 | 82.3 | Relatively Moderate |
| Creek County | 72,830 | 83.2 | Relatively Moderate |
| Muskogee County | 66,444 | 82.0 | Relatively Moderate |
| Garfield County | 62,146 | 82.1 | Relatively Moderate |
| Grady County | 56,606 | 75.7 | Relatively Low |
| Washington County | 53,326 | 76.1 | Relatively Low |
| Logan County | 51,938 | 74.7 | Relatively Low |
| Le Flore County | 49,053 | 82.7 | Relatively Moderate |
| Carter County | 48,555 | 74.9 | Relatively Low |
| Bryan County | 48,253 | 74.6 | Relatively Low |
| Cherokee County | 47,942 | 76.9 | Relatively Low |
| Osage County | 45,997 | 78.1 | Relatively Low |
| McClain County | 45,273 | 62.8 | Relatively Low |
| Kay County | 43,625 | 79.9 | Relatively Low |
| Pittsburg County | 43,561 | 73.3 | Relatively Low |
| Stephens County | 43,551 | 65.9 | Relatively Low |
| Delaware County | 41,279 | 82.7 | Relatively Moderate |
County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.
Lowest-risk counties in Oklahoma
- Woodward County 41.6
- Texas County 56.6
- Seminole County 57.1
- Beckham County 57.8
- Garvin County 61.7
- Custer County 62.0
- McClain County 62.8
- Pontotoc County 62.9
Cities in Oklahoma
- Oklahoma City, OK risk 91.7
- Tulsa, OK risk 90.7
Frequently asked questions
Is Oklahoma safe from natural disasters?
Oklahoma's population-weighted FEMA risk score is 82.3 out of 100 (among the highest of U.S. counties), #28 of 51 from safest. About 37% of residents live in counties FEMA rates relatively high or very high.
What natural disasters happen in Oklahoma?
The highest relative risks in Oklahoma are ice storm, tornado, heat wave (national percentile scores 96, 90, 90).
Where is the safest place to live in Oklahoma?
Among counties with at least 20,000 people, the lowest FEMA risk scores are in Woodward County, Texas County, Seminole County.