Natural disaster risk FEMA county data

New Hampshire natural disaster risk

New Hampshire ranks #23 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are ice storm, riverine flooding, hurricane.

County-score mean
78.8
High county-score mean
Expected loss per resident
$336
per year, all hazards
Home insurance (median)
$1,197
per year with a mortgage, ACS 2024

RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.

Highest county hazard-score means in New Hampshire
County-score mean above 50
Ice storm89
Riverine flooding86
Hurricane84
Lightning82
Coastal flooding79
Landslide79

The vertical line marks county-score scale midpoint (50).

Find your county's risk in New Hampshire

All 10 county rows with a FEMA score are available below, initially ordered by population.

FEMA v1.20 county risk scores in New Hampshire; population from Census ACS 2020–2024
CountyPopulationRisk scoreFEMA rating
Hillsborough County426,37889.8Relatively Moderate
Rockingham County319,08285.8Relatively Moderate
Merrimack County155,96778.2Relatively Low
Strafford County132,57564.1Relatively Low
Grafton County92,12081.8Relatively Moderate
Cheshire County77,29760.5Relatively Low
Belknap County64,65957.4Relatively Low
Carroll County51,80471.0Relatively Low
Sullivan County43,71537.6Very Low
Coos County31,27172.8Relatively Low

The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest FEMA county risk scores in New Hampshire

Cities in New Hampshire

Frequently asked questions

Is New Hampshire safe from natural disasters?

New Hampshire's population-weighted county-score mean is 78.8 out of 100 (high county-score mean), #23 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. No residents in this dataset live in counties FEMA rates relatively high or very high.

What natural disasters happen in New Hampshire?

The highest population-weighted county hazard-score means in New Hampshire are ice storm, riverine flooding, hurricane (means 89, 86, 84 on the 0–100 county-score scale). These are not national state percentiles.

Which counties have the lowest modeled risk scores in New Hampshire?

Among counties with at least 20,000 people, the lowest FEMA county risk scores are in Sullivan County, Belknap County, Cheshire County. Conditions vary within each county; check an individual address separately.