Natural disaster risk FEMA

New Hampshire natural disaster risk

New Hampshire ranks #23 of 51 from safest. Its biggest relative risks are ice storm, riverine flooding, hurricane.

Risk score
78.8
Above average for U.S. counties
Expected loss per resident
$336
per year, all hazards
Home insurance (median)
$1,197
per year with a mortgage, ACS 2024
Highest relative risks in New Hampshire (national percentile)
Higher risk than most U.S. counties
Ice storm89
Riverine flooding86
Hurricane84
Lightning82
Coastal flooding79
Landslide79

The vertical line marks the middle of U.S. counties (50).

Risk in New Hampshire's largest counties

CountyPopulationRisk scoreFEMA rating
Hillsborough County426,37889.8Relatively Moderate
Rockingham County319,08285.8Relatively Moderate
Merrimack County155,96778.2Relatively Low
Strafford County132,57564.1Relatively Low
Grafton County92,12081.8Relatively Moderate
Cheshire County77,29760.5Relatively Low
Belknap County64,65957.4Relatively Low
Carroll County51,80471.0Relatively Low
Sullivan County43,71537.6Very Low
Coos County31,27172.8Relatively Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in New Hampshire

Cities in New Hampshire

Frequently asked questions

Is New Hampshire safe from natural disasters?

New Hampshire's population-weighted FEMA risk score is 78.8 out of 100 (above average for U.S. counties), #23 of 51 from safest. No residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in New Hampshire?

The highest relative risks in New Hampshire are ice storm, riverine flooding, hurricane (national percentile scores 89, 86, 84).

Where is the safest place to live in New Hampshire?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Sullivan County, Belknap County, Cheshire County.