Natural disaster risk FEMA

Nevada natural disaster risk

Nevada ranks #47 of 51 from safest. Its biggest relative risks are wildfire, earthquake, riverine flooding.

Risk score
95.6
Among the highest of U.S. counties
Expected loss per resident
$443
per year, all hazards
Home insurance (median)
$1,021
per year with a mortgage, ACS 2024
Highest relative risks in Nevada (national percentile)
Higher risk than most U.S. counties
Wildfire98
Earthquake98
Riverine flooding94
Heat wave89
Landslide87
Lightning83

The vertical line marks the middle of U.S. counties (50).

Risk in Nevada's largest counties

CountyPopulationRisk scoreFEMA rating
Clark County2,329,54899.6Very High
Washoe County497,20096.7Relatively High
Lyon County61,68071.4Relatively Low
Carson City58,38476.1Relatively Low
Nye County54,34478.3Relatively Low
Elko County54,04787.9Relatively Moderate
Douglas County49,62384.4Relatively Moderate
Churchill County25,80547.3Relatively Low
Humboldt County17,28940.8Very Low
White Pine County8,73512.5Very Low
Pershing County6,4876.0Very Low
Lander County5,77017.0Very Low
Mineral County4,5429.8Very Low
Lincoln County4,40525.9Very Low
Storey County4,14025.2Very Low
Eureka County1,5855.2Very Low
Esmeralda County1,0282.1Very Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Nevada

Cities in Nevada

Frequently asked questions

Is Nevada safe from natural disasters?

Nevada's population-weighted FEMA risk score is 95.6 out of 100 (among the highest of U.S. counties), #47 of 51 from safest. About 89% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Nevada?

The highest relative risks in Nevada are wildfire, earthquake, riverine flooding (national percentile scores 98, 98, 94).

Where is the safest place to live in Nevada?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Churchill County, Lyon County, Carson City.