Natural disaster risk FEMA

Louisiana natural disaster risk

Louisiana ranks #34 of 51 from safest. Its biggest relative risks are hurricane, heat wave, lightning.

Risk score
86.2
Among the highest of U.S. counties
Expected loss per resident
$720
per year, all hazards
Home insurance (median)
$2,312
per year with a mortgage, ACS 2024
Highest relative risks in Louisiana (national percentile)
Higher risk than most U.S. counties
Hurricane92
Heat wave89
Lightning88
Cold wave81
Tornado81
Riverine flooding80

The vertical line marks the middle of U.S. counties (50).

Risk in Louisiana's largest counties

CountyPopulationRisk scoreFEMA rating
East Baton Rouge Parish452,93898.0Relatively High
Jefferson Parish430,92098.7Relatively High
Orleans Parish371,85398.3Relatively High
St. Tammany Parish272,42196.6Relatively High
Lafayette Parish247,99795.2Relatively High
Caddo Parish230,00492.6Relatively Moderate
Calcasieu Parish207,08895.7Relatively High
Ouachita Parish158,48087.5Relatively Moderate
Livingston Parish148,11594.5Relatively High
Tangipahoa Parish136,73893.3Relatively Moderate
Ascension Parish130,31492.1Relatively Moderate
Bossier Parish129,78982.5Relatively Moderate
Rapides Parish127,52784.3Relatively Moderate
Terrebonne Parish106,18694.2Relatively Moderate
Lafourche Parish96,25291.3Relatively Moderate
St. Landry Parish81,67088.2Relatively Moderate
Iberia Parish68,59990.6Relatively Moderate
Vermilion Parish57,12384.8Relatively Moderate
Acadia Parish56,95588.6Relatively Moderate
St. Charles Parish51,39685.1Relatively Moderate
St. Martin Parish51,35387.3Relatively Moderate
Lincoln Parish48,17464.3Relatively Low
St. Mary Parish47,82888.9Relatively Moderate
Vernon Parish47,11768.9Relatively Low
Washington Parish45,12085.5Relatively Moderate

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Louisiana

Cities in Louisiana

Frequently asked questions

Is Louisiana safe from natural disasters?

Louisiana's population-weighted FEMA risk score is 86.2 out of 100 (among the highest of U.S. counties), #34 of 51 from safest. About 46% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Louisiana?

The highest relative risks in Louisiana are hurricane, heat wave, lightning (national percentile scores 92, 89, 88).

Where is the safest place to live in Louisiana?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Grant Parish, West Baton Rouge Parish, De Soto Parish.