RelocateMath
Natural disaster risk FEMA county data

Indiana natural disaster risk

Indiana ranks #15 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are tornado, strong wind, earthquake.

By Page updated Data: FEMA National Risk Index v1.20 (methodology)

County-score mean
72.5
High county-score mean
Expected loss per resident
$350
per year, all hazards
Home insurance (median)
$1,304
per year with a mortgage, ACS 2024

RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.

Highest county hazard-score means in Indiana
County-score mean above 50
Tornado84
Strong wind83
Earthquake79
Riverine flooding76
Winter weather75
Cold wave74

The vertical line marks county-score scale midpoint (50).

Find your county's risk in Indiana

All 92 county rows with a FEMA score are available below, initially ordered by population.

FEMA v1.20 county risk scores in Indiana; population from Census ACS 2020–2024
CountyPopulationRisk scoreFEMA rating
Marion County975,80997.5Relatively High
Lake County500,37995.9Relatively High
Allen County392,37890.8Relatively Moderate
Hamilton County365,05688.8Relatively Moderate
St. Joseph County273,04085.8Relatively Moderate
Elkhart County207,13283.7Relatively Moderate
Tippecanoe County189,07181.8Relatively Moderate
Hendricks County183,34476.8Relatively Low
Vanderburgh County180,11791.3Relatively Moderate
Porter County174,81881.4Relatively Moderate
Johnson County166,31574.7Relatively Low
Monroe County140,96576.0Relatively Low
Madison County131,90077.3Relatively Low
Clark County124,35481.4Relatively Moderate
Delaware County112,28076.3Relatively Low
LaPorte County111,91778.9Relatively Low
Vigo County106,10983.2Relatively Moderate
Hancock County84,03744.0Relatively Low
Howard County83,75263.7Relatively Low
Bartholomew County83,53670.9Relatively Low
Floyd County80,91875.4Relatively Low
Kosciusko County80,44266.3Relatively Low
Boone County74,71843.2Relatively Low
Morgan County72,65963.5Relatively Low
Wayne County66,39774.1Relatively Low
Grant County66,29569.4Relatively Low
Warrick County65,26165.1Relatively Low
Dearborn County51,09445.2Relatively Low
Henry County48,97044.8Relatively Low
Noble County47,49544.2Relatively Low
Jackson County46,66052.9Relatively Low
Marshall County46,28441.6Very Low
Shelby County45,26543.4Relatively Low
Lawrence County45,10247.8Relatively Low
DeKalb County43,80741.3Very Low
Dubois County43,61459.1Relatively Low
LaGrange County40,80562.4Relatively Low
Harrison County39,85951.0Relatively Low
Montgomery County38,31241.0Very Low
Cass County37,68056.8Relatively Low
Putnam County37,28042.8Relatively Low
Huntington County36,79838.2Very Low
Adams County36,22752.1Relatively Low
Knox County36,00755.3Relatively Low
Miami County35,71252.8Relatively Low
Steuben County34,72627.2Very Low
Whitley County34,61824.6Very Low
Daviess County33,65858.8Relatively Low
Jasper County33,23432.8Very Low
Gibson County33,00048.0Relatively Low
Jefferson County32,99848.3Relatively Low
Clinton County32,94430.5Very Low
Greene County31,02142.5Very Low
Wabash County30,84441.0Very Low
Ripley County29,09546.8Relatively Low
Wells County28,42022.8Very Low
Washington County28,21240.9Very Low
Jennings County27,56231.9Very Low
Decatur County26,42223.1Very Low
Clay County26,40927.0Very Low
Posey County25,11646.3Relatively Low
White County24,71738.5Very Low
Scott County24,52622.3Very Low
Randolph County24,38731.5Very Low
Starke County23,36524.9Very Low
Fayette County23,33433.5Very Low
Franklin County23,02034.2Very Low
Owen County21,60435.1Very Low
Sullivan County20,78020.6Very Low
Carroll County20,53529.6Very Low
Fulton County20,31220.2Very Low
Jay County20,22922.9Very Low
Spencer County19,95539.4Very Low
Orange County19,76740.5Very Low
Perry County19,27035.0Very Low
Rush County16,73915.8Very Low
Fountain County16,61721.2Very Low
Parke County16,40627.6Very Low
Brown County15,60619.7Very Low
Vermillion County15,42123.4Very Low
Tipton County15,3468.9Very Low
Newton County13,92211.7Very Low
Pulaski County12,44111.2Very Low
Pike County12,15419.2Very Low
Blackford County11,9509.0Very Low
Crawford County10,49925.8Very Low
Switzerland County9,90911.6Very Low
Martin County9,83012.3Very Low
Benton County8,7354.9Very Low
Warren County8,4645.8Very Low
Union County6,9855.2Very Low
Ohio County5,9993.4Very Low

The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest FEMA county risk scores in Indiana

Cities in Indiana

Frequently asked questions

Is Indiana safe from natural disasters?

Indiana's population-weighted county-score mean is 72.5 out of 100 (high county-score mean), #15 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. About 22% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Indiana?

The highest population-weighted county hazard-score means in Indiana are tornado, strong wind, earthquake (means 84, 83, 79 on the 0–100 county-score scale). These are not national state percentiles.

Which counties have the lowest modeled risk scores in Indiana?

Among counties with at least 20,000 people, the lowest FEMA county risk scores are in Fulton County, Sullivan County, Scott County. Conditions vary within each county; check an individual address separately.