Natural disaster risk FEMA county data

Idaho natural disaster risk

Idaho ranks #8 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are wildfire, winter weather, earthquake.

County-score mean
65.7
High county-score mean
Expected loss per resident
$418
per year, all hazards
Home insurance (median)
$1,151
per year with a mortgage, ACS 2024

RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.

Highest county hazard-score means in Idaho
County-score mean above 50
Wildfire90
Winter weather83
Earthquake76
Heat wave76
Riverine flooding69
Landslide67

The vertical line marks county-score scale midpoint (50).

Find your county's risk in Idaho

All 44 county rows with a FEMA score are available below, initially ordered by population.

FEMA v1.20 county risk scores in Idaho; population from Census ACS 2020–2024
CountyPopulationRisk scoreFEMA rating
Ada County518,93587.8Relatively Moderate
Canyon County250,79071.7Relatively Low
Kootenai County181,99679.0Relatively Low
Bonneville County129,52382.4Relatively Moderate
Twin Falls County93,73446.9Relatively Low
Bannock County89,45466.9Relatively Low
Madison County54,61858.6Relatively Low
Bonner County51,04977.3Relatively Low
Bingham County49,66460.1Relatively Low
Nez Perce County42,69733.0Very Low
Latah County41,04933.3Very Low
Jefferson County33,15440.1Very Low
Elmore County29,32152.0Relatively Low
Payette County26,77117.1Very Low
Cassia County25,48343.6Relatively Low
Jerome County25,17321.5Very Low
Blaine County24,95165.4Relatively Low
Minidoka County22,20820.5Very Low
Gem County20,61434.4Very Low
Idaho County17,43278.4Relatively Low
Gooding County15,93125.4Very Low
Franklin County15,0567.6Very Low
Fremont County13,94338.3Very Low
Shoshone County13,78562.8Relatively Low
Boundary County13,17226.1Very Low
Owyhee County12,50344.1Relatively Low
Teton County12,42529.5Very Low
Valley County12,38955.6Relatively Low
Washington County11,14230.3Very Low
Benewah County10,14219.9Very Low
Clearwater County9,01246.9Relatively Low
Boise County8,27348.9Relatively Low
Lemhi County8,24941.4Very Low
Power County8,13316.9Very Low
Caribou County7,1627.2Very Low
Bear Lake County6,6506.6Very Low
Lincoln County5,3589.1Very Low
Oneida County4,7681.4Very Low
Adams County4,74439.6Very Low
Custer County4,47052.4Relatively Low
Lewis County3,6823.1Very Low
Butte County2,6844.4Very Low
Camas County1,1246.0Very Low
Clark County8490.8Very Low

The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest FEMA county risk scores in Idaho

Cities in Idaho

Frequently asked questions

Is Idaho safe from natural disasters?

Idaho's population-weighted county-score mean is 65.7 out of 100 (high county-score mean), #8 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. No residents in this dataset live in counties FEMA rates relatively high or very high.

What natural disasters happen in Idaho?

The highest population-weighted county hazard-score means in Idaho are wildfire, winter weather, earthquake (means 90, 83, 76 on the 0–100 county-score scale). These are not national state percentiles.

Which counties have the lowest modeled risk scores in Idaho?

Among counties with at least 20,000 people, the lowest FEMA county risk scores are in Payette County, Minidoka County, Jerome County. Conditions vary within each county; check an individual address separately.