Natural disaster risk FEMA

Idaho natural disaster risk

Idaho ranks #8 of 51 from safest. Its biggest relative risks are wildfire, winter weather, earthquake.

Risk score
65.7
Above average for U.S. counties
Expected loss per resident
$418
per year, all hazards
Home insurance (median)
$1,151
per year with a mortgage, ACS 2024
Highest relative risks in Idaho (national percentile)
Higher risk than most U.S. counties
Wildfire90
Winter weather83
Earthquake76
Heat wave76
Riverine flooding69
Landslide67

The vertical line marks the middle of U.S. counties (50).

Risk in Idaho's largest counties

CountyPopulationRisk scoreFEMA rating
Ada County518,93587.8Relatively Moderate
Canyon County250,79071.7Relatively Low
Kootenai County181,99679.0Relatively Low
Bonneville County129,52382.4Relatively Moderate
Twin Falls County93,73446.9Relatively Low
Bannock County89,45466.9Relatively Low
Madison County54,61858.6Relatively Low
Bonner County51,04977.3Relatively Low
Bingham County49,66460.1Relatively Low
Nez Perce County42,69733.0Very Low
Latah County41,04933.3Very Low
Jefferson County33,15440.1Very Low
Elmore County29,32152.0Relatively Low
Payette County26,77117.1Very Low
Cassia County25,48343.6Relatively Low
Jerome County25,17321.5Very Low
Blaine County24,95165.4Relatively Low
Minidoka County22,20820.5Very Low
Gem County20,61434.4Very Low
Idaho County17,43278.4Relatively Low
Gooding County15,93125.4Very Low
Franklin County15,0567.6Very Low
Fremont County13,94338.3Very Low
Shoshone County13,78562.8Relatively Low
Boundary County13,17226.1Very Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Idaho

Cities in Idaho

Frequently asked questions

Is Idaho safe from natural disasters?

Idaho's population-weighted FEMA risk score is 65.7 out of 100 (above average for U.S. counties), #8 of 51 from safest. No residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Idaho?

The highest relative risks in Idaho are wildfire, winter weather, earthquake (national percentile scores 90, 83, 76).

Where is the safest place to live in Idaho?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Payette County, Minidoka County, Jerome County.