RelocateMath
Natural disaster risk FEMA county data

Georgia natural disaster risk

Georgia ranks #16 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are tornado, lightning, earthquake.

By Page updated Data: FEMA National Risk Index v1.20 (methodology)

County-score mean
73.6
High county-score mean
Expected loss per resident
$313
per year, all hazards
Home insurance (median)
$1,608
per year with a mortgage, ACS 2024

RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.

Highest county hazard-score means in Georgia
County-score mean above 50
Tornado81
Lightning81
Earthquake79
Riverine flooding75
Hail74
Heat wave73

The vertical line marks county-score scale midpoint (50).

Find your county's risk in Georgia

All 159 county rows with a FEMA score are available below, initially ordered by population.

FEMA v1.20 county risk scores in Georgia; population from Census ACS 2020–2024
CountyPopulationRisk scoreFEMA rating
Fulton County1,076,56195.8Relatively High
Gwinnett County979,86495.4Relatively High
Cobb County775,20894.4Relatively High
DeKalb County765,35194.3Relatively Moderate
Chatham County300,87997.4Relatively High
Clayton County298,92486.7Relatively Moderate
Cherokee County281,03285.3Relatively Moderate
Forsyth County267,28786.1Relatively Moderate
Henry County249,96079.4Relatively Low
Hall County212,70584.3Relatively Moderate
Richmond County206,06987.4Relatively Moderate
Muscogee County203,71181.6Relatively Moderate
Paulding County178,90970.0Relatively Low
Houston County169,64970.5Relatively Low
Columbia County162,43476.8Relatively Low
Bibb County156,57878.5Relatively Low
Coweta County152,85265.6Relatively Low
Douglas County147,88865.7Relatively Low
Clarke County129,60967.0Relatively Low
Carroll County124,56970.5Relatively Low
Fayette County122,24461.3Relatively Low
Lowndes County119,96572.6Relatively Low
Newton County118,15250.6Relatively Low
Bartow County113,11365.3Relatively Low
Whitfield County103,59881.5Relatively Moderate
Walton County103,31355.0Relatively Low
Floyd County99,69382.0Relatively Moderate
Rockdale County95,28156.2Relatively Low
Barrow County89,88645.6Relatively Low
Glynn County85,44783.7Relatively Moderate
Jackson County84,75741.9Very Low
Dougherty County83,09182.8Relatively Moderate
Bulloch County82,68375.4Relatively Low
Troup County70,33059.9Relatively Low
Effingham County69,14359.1Relatively Low
Spalding County68,89240.9Very Low
Walker County68,76272.0Relatively Low
Catoosa County68,63464.6Relatively Low
Liberty County67,39783.0Relatively Moderate
Gordon County59,10067.2Relatively Low
Camden County56,97054.5Relatively Low
Laurens County49,79850.5Relatively Low
Bryan County48,26366.6Relatively Low
Habersham County47,79338.9Very Low
Colquitt County46,22470.5Relatively Low
Thomas County45,77766.0Relatively Low
Polk County43,78564.1Relatively Low
Baldwin County43,64250.0Relatively Low
Oconee County43,55119.4Very Low
Coffee County43,34759.6Relatively Low
Tift County41,43856.0Relatively Low
Murray County40,56251.5Relatively Low
Harris County36,08620.8Very Low
Ware County35,97649.4Relatively Low
Pickens County34,95134.8Very Low
Lumpkin County34,50544.9Relatively Low
Lee County33,62629.4Very Low
Gilmer County32,42668.1Relatively Low
Madison County31,52828.9Very Low
Haralson County31,28527.6Very Low
Wayne County30,94944.6Relatively Low
Dawson County30,24221.9Very Low
Monroe County29,66418.7Very Low
Decatur County29,19575.9Relatively Low
Sumter County29,06153.2Relatively Low
White County28,81045.7Relatively Low
Jones County28,67316.4Very Low
Peach County28,56022.5Very Low
Upson County28,02917.1Very Low
Toombs County27,10242.7Very Low
Stephens County27,01233.4Very Low
Hart County26,93935.4Very Low
Butts County26,49620.5Very Low
Union County26,30452.5Relatively Low
Grady County26,10853.0Relatively Low
Fannin County25,74256.5Relatively Low
Chattooga County25,03654.4Relatively Low
Burke County24,47037.3Very Low
Franklin County24,23433.1Very Low
Tattnall County24,20868.4Relatively Low
Emanuel County23,02639.9Very Low
Putnam County22,85553.3Relatively Low
McDuffie County21,71825.0Very Low
Morgan County21,07819.4Very Low
Mitchell County21,05863.0Relatively Low
Meriwether County20,92919.2Very Low
Worth County20,45136.5Very Low
Pierce County20,20222.7Very Low
Greene County20,10937.2Very Low
Pike County19,9038.0Very Low
Elbert County19,84930.8Very Low
Washington County19,84923.8Very Low
Dodge County19,80544.8Relatively Low
Crisp County19,79052.3Relatively Low
Lamar County19,5717.8Very Low
Banks County19,26412.4Very Low
Appling County18,49350.2Relatively Low
Long County18,3748.0Very Low
Berrien County18,35239.3Very Low
Brantley County18,31518.3Very Low
Cook County17,53234.8Very Low
Rabun County17,31245.3Relatively Low
Ben Hill County17,08925.4Very Low
Brooks County16,29342.1Very Low
Dade County16,16533.2Very Low
Jasper County15,9298.1Very Low
Oglethorpe County15,5098.1Very Low
Jefferson County15,34125.8Very Low
Jeff Davis County14,92428.2Very Low
Screven County14,13043.9Relatively Low
Towns County12,91339.6Very Low
Charlton County12,81826.7Very Low
Bleckley County12,43025.7Very Low
Crawford County12,2253.9Very Low
Macon County11,86432.1Very Low
Telfair County11,83123.5Very Low
Heard County11,77312.8Very Low
McIntosh County11,31266.6Relatively Low
Bacon County11,10920.6Very Low
Candler County11,04311.6Very Low
Dooly County10,98414.9Very Low
Evans County10,75721.9Very Low
Early County10,60343.4Relatively Low
Lanier County10,2216.8Very Low
Pulaski County9,93918.2Very Low
Wilkes County9,54912.9Very Low
Irwin County9,28513.6Very Low
Johnson County9,1909.3Very Low
Seminole County9,15629.5Very Low
Turner County8,93916.6Very Low
Chattahoochee County8,8872.0Very Low
Terrell County8,85016.5Very Low
Wilcox County8,79813.2Very Low
Wilkinson County8,7474.6Very Low
Jenkins County8,71110.8Very Low
Hancock County8,65011.9Very Low
Montgomery County8,6407.8Very Low
Atkinson County8,3377.3Very Low
Lincoln County7,8545.5Very Low
Twiggs County7,8038.5Very Low
Taylor County7,78610.1Very Low
Marion County7,5096.7Very Low
Wheeler County7,3356.4Very Low
Clinch County6,75920.7Very Low
Treutlen County6,3762.1Very Low
Randolph County6,19617.2Very Low
Miller County5,85020.8Very Low
Talbot County5,7422.9Very Low
Calhoun County5,49816.3Very Low
Warren County5,1705.3Very Low
Stewart County4,8695.9Very Low
Schley County4,5130.6Very Low
Echols County3,7090.5Very Low
Glascock County2,9320.9Very Low
Clay County2,8508.5Very Low
Baker County2,7909.8Very Low
Webster County2,3812.4Very Low
Quitman County2,2648.3Very Low
Taliaferro County1,5580.7Very Low

The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest FEMA county risk scores in Georgia

Cities in Georgia

Frequently asked questions

Is Georgia safe from natural disasters?

Georgia's population-weighted county-score mean is 73.6 out of 100 (high county-score mean), #16 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. About 29% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Georgia?

The highest population-weighted county hazard-score means in Georgia are tornado, lightning, earthquake (means 81, 81, 79 on the 0–100 county-score scale). These are not national state percentiles.

Which counties have the lowest modeled risk scores in Georgia?

Among counties with at least 20,000 people, the lowest FEMA county risk scores are in Jones County, Upson County, Monroe County. Conditions vary within each county; check an individual address separately.