Natural disaster risk FEMA

Connecticut natural disaster risk

Connecticut ranks #43 of 51 from safest. Its biggest relative risks are riverine flooding, hurricane, ice storm.

Risk score
93
Among the highest of U.S. counties
Expected loss per resident
$337
per year, all hazards
Home insurance (median)
$1,671
per year with a mortgage, ACS 2024
Highest relative risks in Connecticut (national percentile)
Higher risk than most U.S. counties
Riverine flooding96
Hurricane94
Ice storm91
Earthquake88
Winter weather85
Strong wind82

The vertical line marks the middle of U.S. counties (50).

Risk in Connecticut's largest counties

CountyPopulationRisk scoreFEMA rating
Capitol Planning Region977,29097.4Relatively High
Western Connecticut Planning Region627,07196.3Relatively High
South Central Connecticut Planning Region570,59895.1Relatively High
Naugatuck Valley Planning Region454,96993.2Relatively Moderate
Greater Bridgeport Planning Region329,25991.8Relatively Moderate
Southeastern Connecticut Planning Region279,97188.6Relatively Moderate
Lower Connecticut River Valley Planning Region175,82283.8Relatively Moderate
Northwest Hills Planning Region113,21679.6Relatively Low
Northeastern Connecticut Planning Region96,31262.8Relatively Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Connecticut

Cities in Connecticut

Frequently asked questions

Is Connecticut safe from natural disasters?

Connecticut's population-weighted FEMA risk score is 93 out of 100 (among the highest of U.S. counties), #43 of 51 from safest. About 60% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Connecticut?

The highest relative risks in Connecticut are riverine flooding, hurricane, ice storm (national percentile scores 96, 94, 91).

Where is the safest place to live in Connecticut?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Northeastern Connecticut Planning Region, Northwest Hills Planning Region, Lower Connecticut River Valley Planning Region.