Moving from Massachusetts to Delaware
Moving to Delaware on the same salary raises your real buying power by 5.3%. Change the salary below to see your own numbers.
Equal salary in DE: $98,900
To keep the same lifestyle, you need about $98,900 in Delaware to match $105,000 in Massachusetts ($6,100 less), after 2026 taxes and local prices.
Single filer, W-2 salary, standard deduction.
These changes cover taxes, housing and electricity. Food, transport, healthcare, other spending and one-time moving costs are excluded. They are not total savings. State medians may differ from your neighborhood and current quotes.
| Tax on $105,000 | Massachusetts | Delaware |
|---|---|---|
| Federal income tax | $14,270 | $14,270 |
| Social Security + Medicare | $8,033 | $8,033 |
| State income tax | $5,030 | $5,589 |
| State payroll programs (UI, disability, paid leave, transit) | $483 | $420 |
| Take-home pay | $77,185 | $76,689 |
Key facts: Massachusetts to Delaware
- Median rent
- $1,848 → $1,530/mo
- Median home value
- $607,400 → $371,600
- Price level (U.S. = 100)
- 105.8 → 99.8
- Road distance
- ≈ 350 miles
- Natural hazard risk (FEMA)
- Among the highest (92.3 → 93.0 of 100)
What changes when you move to Delaware
- Your state taxes rise by about $496 a year on the same $105,000 salary.
- BEA's housing price index is 20% lower in Delaware. Median rent goes from $1,848 to $1,530 a month and the median home value from $607,400 to $371,600.
- Homeowners pay less property tax: the median bill is $1,750 in Delaware vs $6,080 in Massachusetts.
- The average home electric bill is $151 a month in Delaware vs $167 in Massachusetts (EIA 2024), about $196 a year less.
- Prices for everyday goods are 3% lower (BEA). The statewide sales tax rate is 0% in Delaware vs 6.25% in Massachusetts, before local sales taxes.
Who moves from Massachusetts to Delaware
In the latest IRS migration data (2022–2023), 233 households (360 people) filed their taxes in Delaware after filing in Massachusetts the year before. That makes Delaware the #37 destination for people leaving Massachusetts. These households reported an average adjusted gross income of $86,597. Going the other way, 244 households moved from Delaware to Massachusetts, a net loss of 11 households for Delaware.
Five-year trend
Moves from Massachusetts to Delaware peaked in 2021–22 at 268 households, then fell 13% by 2022–23. That is still up 17% from 2018–19.
Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.
Cost to move from Massachusetts to Delaware
Moving cost: $390–$5,820
Moving about 350 miles from Massachusetts to Delaware costs roughly $390 – $5,820, depending on how much of the work you hire out.
Distance between the states' population centers by road (estimate).
| Moving method | Typical range |
|---|---|
| Rental truck (DIY) Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time. | $390 – $1,050 |
| Moving container You pack and load; the company drives the container. | $1,180 – $2,360 |
| Full-service movers Packing, loading, transport and unloading. | $1,960 – $5,820 |
These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.
A rental truck also burns about 35 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.
Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.
Alaska and Hawaii ranges come from published carrier rates and moving quotes, dated in each row (Matson's household-goods rates, U-Pack, Royal Hawaiian Movers). See how we estimate.
Shipping a car from Massachusetts to Delaware
Car shipping: $640–$970
Shipping a sedan from Massachusetts to Delaware on an open carrier costs about $640–$970, typically 1–4 days in transit over about 350 miles.
Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.
Massachusetts vs Delaware take-home pay at every salary
| Salary | Equal salary in DE | Take-home change | Take-home in MA | Take-home in DE |
|---|---|---|---|---|
| $50,000 | $46,700 | +$212 | $39,845 | $40,057 |
| $75,000 | $69,900 | -$34 | $57,718 | $57,684 |
| $100,000 | $94,000 | -$419 | $73,940 | $73,521 |
| $150,000 | $142,200 | -$1,189 | $105,821 | $104,632 |
| $250,000 | $238,400 | -$2,768 | $170,053 | $167,285 |
Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.
Cost of living: Massachusetts vs Delaware
| Measure | Massachusetts | Delaware |
|---|---|---|
| Overall price level (U.S. = 100) | 105.8 | 99.8 |
| Housing price index | 128.1 | 102.0 |
| Utilities price index | 152.1 | 103.8 |
| Goods price index | 98.8 | 96.2 |
| Median rent (monthly) | $1,848 | $1,530 |
| Median home value | $607,400 | $371,600 |
| Median property tax (yearly) | $6,080 | $1,750 |
| Electricity (residential) | 29.61¢/kWh | 19.29¢/kWh |
| State sales tax rate | 6.25% | 0% |
| Median household income | $104,828 | $87,534 |
Renting and buying: Massachusetts vs Delaware
| Measure | Massachusetts | Delaware |
|---|---|---|
| Income to rent the median home (30% rule) | $73,920 | $61,200 |
| Monthly cost to own the median home (20% down) | $3,861 | $2,200 |
| Income needed to buy the median home | $165,477 | $94,265 |
| Homeowners insurance (yearly median, homes with a mortgage) | $1,655 | $1,030 |
| Infant child care (center, yearly) | $26,343 | $16,617 |
Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Delaware for other down payments.
Your yearly budget: Massachusetts vs Delaware
On a $105,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $61,364 a year in Massachusetts and $60,326 in Delaware if you rent: $1,038 less after the move. If you buy the median home, they come to $85,521 and $68,360 ($17,161 less).
Your yearly budget, before vs after
| Yearly cost | MA | DE | Change |
|---|---|---|---|
| Income and payroll taxes on $105,000, single filer | $27,816 | $28,312 | +$496 |
| Electricity state average bill | $2,006 | $1,810 | -$196 |
| Car insurance one car, state average | $1,326 | $1,462 | +$136 |
| Gas 12,000 miles at 25 mpg | $2,112 | $2,090 | -$22 |
| Health insurance one adult, age 40, own plan before subsidies | $5,928 | $8,292 | +$2,364 |
| If you rent | |||
| Rent median, 12 months | $22,176 | $18,360 | -$3,816 |
| Total if you rent | $61,364 | $60,326 | -$1,038 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 6.95% | $38,598 | $23,614 | -$14,984 |
| Property tax median home | $6,080 | $1,750 | -$4,330 |
| Homeowners insurance state median, with a mortgage | $1,655 | $1,030 | -$625 |
| Total if you buy | $85,521 | $68,360 | -$17,161 |
Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).
State figures: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $26,343 a year in Massachusetts and $16,617 in Delaware (Child Care Aware of America, 2024 state averages).
After you arrive in Delaware
- Delaware new resident checklist: driver license and vehicle registration deadlines.
- Taxes the year you move: part-year returns in Massachusetts and Delaware.
- How Delaware taxes retirement income.
Frequently asked questions
How much salary do I need in Delaware to live like I do in Massachusetts?
A $105,000 salary in Massachusetts works out to about $98,900 in Delaware once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $94,000.
Will I pay less tax in Delaware than in Massachusetts?
No, about $496 more a year in income and payroll taxes on a $105,000 salary (26.5% of pay in Massachusetts vs 27.0% in Delaware). Property and sales taxes are shown separately.
How much does it cost to move from Massachusetts to Delaware?
For a 2–3 bedroom home over about 350 miles, expect roughly $390–$1,050 with a rental truck, $1,180–$2,360 with a moving container, or $1,960–$5,820 with full-service movers.
Are more people moving from Massachusetts to Delaware?
Moves from Massachusetts to Delaware peaked in 2021–22 at 268 households, then fell 13% by 2022–23. That is still up 17% from 2018–19.
How many people move from Massachusetts to Delaware?
IRS migration data for 2022–2023 show 233 households (360 people) moved from Massachusetts to Delaware, making Delaware the #37 destination for people leaving Massachusetts. 244 households moved the other way.
Is Delaware cheaper than Massachusetts?
Overall prices in Delaware are 5.7% lower than Massachusetts (BEA Regional Price Parities 2024). Median rent is $1,530 vs $1,848 a month.
Compare other moves
Where people from Massachusetts actually move
- MA to Florida 12,159 households
- MA to New York 11,027 households
- MA to New Hampshire 10,603 households
- MA to California 7,767 households
- MA to Rhode Island 6,510 households
- MA to Connecticut 6,006 households
- MA to Texas 4,218 households
- MA to North Carolina 3,483 households