Moving from Connecticut to Indiana
Moving to Indiana on the same salary raises your real buying power by 12.3%. Change the salary below to see your own numbers.
Equal salary in IN: $83,100
To keep the same lifestyle, you need about $83,100 in Indiana to match $95,000 in Connecticut ($11,900 less), after 2026 taxes and local prices.
Single filer, W-2 salary, standard deduction.
These changes cover taxes, housing and electricity. Food, transport, healthcare, other spending and one-time moving costs are excluded. They are not total savings. State medians may differ from your neighborhood and current quotes.
| Tax on $95,000 | Connecticut | Indiana |
|---|---|---|
| Federal income tax | $12,070 | $12,070 |
| Social Security + Medicare | $7,268 | $7,268 |
| State income tax | $4,675 | $4,324 |
| State payroll programs (UI, disability, paid leave, transit) | $475 | $0 |
| Take-home pay | $70,513 | $71,339 |
Key facts: Connecticut to Indiana
- Median rent
- $1,550 → $1,104/mo
- Median home value
- $396,900 → $243,500
- Price level (U.S. = 100)
- 103.6 → 93.3
- Road distance
- ≈ 820 miles
- Natural hazard risk (FEMA)
- Among the highest → Above average
What changes when you move to Indiana
- Your state taxes fall by about $826 a year on the same $95,000 salary.
- BEA's housing price index is 37% lower in Indiana. Median rent goes from $1,550 to $1,104 a month and the median home value from $396,900 to $243,500.
- Homeowners pay less property tax: the median bill is $1,798 in Indiana vs $6,573 in Connecticut.
- The average home electric bill is $133 a month in Indiana vs $200 in Connecticut (EIA 2024), about $799 a year less.
Who moves from Connecticut to Indiana
In the latest IRS migration data (2022–2023), 236 households (406 people) filed their taxes in Indiana after filing in Connecticut the year before. That makes Indiana the #30 destination for people leaving Connecticut. These households reported an average adjusted gross income of $74,064. Going the other way, 252 households moved from Indiana to Connecticut, a net loss of 16 households for Indiana.
Five-year trend
Moves from Connecticut to Indiana peaked in 2020–21 at 296 households, then fell 20% by 2022–23. That is still up 4% from 2018–19.
Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.
Cost to move from Connecticut to Indiana
Moving cost: $640–$8,850
Moving about 820 miles from Connecticut to Indiana costs roughly $640 – $8,850, depending on how much of the work you hire out.
Distance between the states' population centers by road (estimate).
| Moving method | Typical range |
|---|---|
| Rental truck (DIY) Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time. | $640 – $2,470 |
| Moving container You pack and load; the company drives the container. | $1,450 – $3,400 |
| Full-service movers Packing, loading, transport and unloading. | $2,380 – $8,850 |
These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.
A rental truck also burns about 82 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.
Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.
Alaska and Hawaii ranges come from published carrier rates and moving quotes, dated in each row (Matson's household-goods rates, U-Pack, Royal Hawaiian Movers). See how we estimate.
Shipping a car from Connecticut to Indiana
Car shipping: $810–$1,210
Shipping a sedan from Connecticut to Indiana on an open carrier costs about $810–$1,210, typically 3–7 days in transit over about 820 miles.
Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.
Connecticut vs Indiana take-home pay at every salary
| Salary | Equal salary in IN | Take-home change | Take-home in CT | Take-home in IN |
|---|---|---|---|---|
| $50,000 | $44,700 | -$4 | $40,105 | $40,101 |
| $75,000 | $65,700 | +$446 | $57,743 | $58,189 |
| $100,000 | $87,500 | +$921 | $73,705 | $74,626 |
| $150,000 | $130,300 | +$2,121 | $104,816 | $106,937 |
| $250,000 | $215,200 | +$4,869 | $166,860 | $171,728 |
Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.
Cost of living: Connecticut vs Indiana
| Measure | Connecticut | Indiana |
|---|---|---|
| Overall price level (U.S. = 100) | 103.6 | 93.3 |
| Housing price index | 117.0 | 73.9 |
| Utilities price index | 146.5 | 85.5 |
| Goods price index | 97.3 | 95.5 |
| Median rent (monthly) | $1,550 | $1,104 |
| Median home value | $396,900 | $243,500 |
| Median property tax (yearly) | $6,573 | $1,798 |
| Electricity (residential) | 24.32¢/kWh | 17.51¢/kWh |
| State sales tax rate | 6.35% | 7% |
| Median household income | $96,049 | $71,959 |
Renting and buying: Connecticut vs Indiana
| Measure | Connecticut | Indiana |
|---|---|---|
| Income to rent the median home (30% rule) | $62,000 | $44,160 |
| Monthly cost to own the median home (20% down) | $2,789 | $1,548 |
| Income needed to buy the median home | $119,521 | $66,342 |
| Homeowners insurance (yearly median, homes with a mortgage) | $1,671 | $1,304 |
| Infant child care (center, yearly) | $18,492 | $16,478 |
Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Indiana for other down payments.
Your yearly budget: Connecticut vs Indiana
On a $95,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $59,476 a year in Connecticut and $47,031 in Indiana if you rent: $12,445 less after the move. If you buy the median home, they come to $74,342 and $52,359 ($21,983 less).
Your yearly budget, before vs after
| Yearly cost | CT | IN | Change |
|---|---|---|---|
| Income and payroll taxes on $95,000, single filer | $24,488 | $23,662 | -$826 |
| Electricity state average bill | $2,396 | $1,597 | -$799 |
| Car insurance one car, state average | $1,394 | $926 | -$468 |
| Gas 12,000 miles at 25 mpg | $2,158 | $1,910 | -$248 |
| Health insurance one adult, age 40, own plan before subsidies | $10,440 | $5,688 | -$4,752 |
| If you rent | |||
| Rent median, 12 months | $18,600 | $13,248 | -$5,352 |
| Total if you rent | $59,476 | $47,031 | -$12,445 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 6.95% | $25,222 | $15,474 | -$9,748 |
| Property tax median home | $6,573 | $1,798 | -$4,775 |
| Homeowners insurance state median, with a mortgage | $1,671 | $1,304 | -$367 |
| Total if you buy | $74,342 | $52,359 | -$21,983 |
Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).
State figures: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $18,492 a year in Connecticut and $16,478 in Indiana (Child Care Aware of America, 2024 state averages).
Cost of living in Indiana cities: Indianapolis, Fort Wayne.
After you arrive in Indiana
- Indiana new resident checklist: driver license and vehicle registration deadlines.
- Taxes the year you move: part-year returns in Connecticut and Indiana.
- How Indiana taxes retirement income.
Frequently asked questions
How much salary do I need in Indiana to live like I do in Connecticut?
A $95,000 salary in Connecticut works out to about $83,100 in Indiana once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $87,500.
Will I pay less tax in Indiana than in Connecticut?
Yes, about $826 less a year in income and payroll taxes on a $95,000 salary (25.8% of pay in Connecticut vs 24.9% in Indiana). Property and sales taxes are shown separately.
How much does it cost to move from Connecticut to Indiana?
For a 2–3 bedroom home over about 820 miles, expect roughly $640–$2,470 with a rental truck, $1,450–$3,400 with a moving container, or $2,380–$8,850 with full-service movers.
Are more people moving from Connecticut to Indiana?
Moves from Connecticut to Indiana peaked in 2020–21 at 296 households, then fell 20% by 2022–23. That is still up 4% from 2018–19.
How many people move from Connecticut to Indiana?
IRS migration data for 2022–2023 show 236 households (406 people) moved from Connecticut to Indiana, making Indiana the #30 destination for people leaving Connecticut. 252 households moved the other way.
Is Indiana cheaper than Connecticut?
Overall prices in Indiana are 9.9% lower than Connecticut (BEA Regional Price Parities 2024). Median rent is $1,104 vs $1,550 a month.
Compare other moves
Where people from Connecticut actually move
- CT to New York 10,486 households
- CT to Florida 7,668 households
- CT to Massachusetts 6,467 households
- CT to California 2,534 households
- CT to North Carolina 2,442 households
- CT to Texas 2,170 households
- CT to New Jersey 2,060 households
- CT to Pennsylvania 1,752 households