Moving from Seattle to Olympia
Your paycheck goes 7.1% further in Olympia than in Seattle. Compare taxes, rent, home prices and the cost of the move.
Equal salary in Olympia: $101,800
Compare any two of 149 U.S. metro areas. All cities
To keep the same lifestyle, you need about $101,800 in Olympia, WA to match $110,000 in Seattle, WA ($8,200 less), after 2026 taxes and local prices.
Single filer, W-2 salary. Both are in Washington, which has no state income tax on wages; neither city levies a resident income tax.
Prices and housing cover the metro area; taxes use Washington, its principal state. A metro can span several states; living in its other state can change the tax result.
Seattle vs Olympia: key facts
- Median rent
- $2,050 → $1,829/mo
- Median home value
- $743,000 → $525,500
- Median household income
- $112,388 → $98,264
- Price level (U.S. = 100)
- 111.1 → 103.7
- FEMA county-score mean
- Very high county-score mean (99.0 → 94.5 of 100)
Seattle vs Olympia cost of living
The vertical line marks the U.S. average (100).
| Measure | Seattle, WA | Olympia, WA |
|---|---|---|
| Overall price level (U.S. = 100) | 111.1 | 103.7 |
| Median rent | $2,050 | $1,829 |
| Income to rent affordably (30%) | $82,000 | $73,160 |
| Median home value | $743,000 | $525,500 |
| Monthly cost to own (20% down) | $4,684 | $3,327 |
| Income needed to buy | $200,732 | $142,569 |
| Median property tax | $6,294 | $4,238 |
| State income tax on $110,000 | $0 | $0 |
| Metro population | 4,145,494 | 302,912 |
Metro-area figures (Census ACS 2024, BEA 2024). The fixed tax rows above use an illustrative single-earner salary of $110,000, rounded from Seattle's median household income. Household income can include multiple earners; it is not a typical individual wage. Taxes use each metro's principal state.
Your yearly budget: Seattle vs Olympia
This fixed budget example uses $110,000, single filing and residence inside the principal city tax areas. It does not change with the calculator above.
On a $110,000 salary, taxes, gross rent including basic utilities, one car and health insurance for one adult come to $60,927 a year in Seattle and $58,275 in Olympia if you rent: $2,652 less after the move. If you buy the median home, those selected costs use mortgage, property tax, homeowners insurance and electricity instead of gross rent; they come to $94,025 and $77,739 ($16,286 less).
Your yearly budget, before vs after
| Yearly cost | SeattleBefore | OlympiaAfter | Change |
|---|---|---|---|
| Income and payroll taxes on $110,000, single filer | $25,311 | $25,311 | $0 |
| Car insurance one car, state average | $1,153 | $1,153 | $0 |
| Gas 12,000 miles at 25 mpg | $2,519 | $2,519 | $0 |
| Health insurance one adult, age 40, own plan before subsidies | $7,344 | $7,344 | $0 |
| If you rent | |||
| Rent and basic utilities ACS median gross rent, 12 months | $24,600 | $21,948 | -$2,652 |
| Total if you rent | $60,927 | $58,275 | -$2,652 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 7.24% | $48,610 | $34,380 | -$14,230 |
| Property tax median home | $6,294 | $4,238 | -$2,056 |
| Homeowners insurance state median, with a mortgage | $1,301 | $1,301 | $0 |
| Electricity state average bill | $1,493 | $1,493 | $0 |
| Total if you buy | $94,025 | $77,739 | -$16,286 |
Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Gross rent includes tenant-paid electricity, gas, water/sewer and fuels; those basic utilities are not added again. Mortgage: Freddie Mac 30-year average (7.24%, week of October 29, 2026).
State figures for the principal state: EIA 2025 average residential power bill (buyers only), NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on October 29, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $23,136 a year in Seattle and $23,136 in Olympia (Child Care Aware of America, 2025 (2024 fallback for Colorado, Washington, DC and South Carolina) state averages).
Who moves from Seattle to Olympia
About 3,383 households (5,806 people) moved from the Seattle metro area to the Olympia metro area in 2022–2023, making Olympia the #1 destination for people leaving Seattle among the 149 metro areas we cover. 2,667 households moved the other way. Their average adjusted gross income was $74,165.
Cost to move from Seattle to Olympia
| Moving method (2–3 bedrooms) | Typical range |
|---|---|
| Rental truck (DIY) | $310–$600 |
| Moving container | $1,090–$2,030 |
| Full-service movers | $1,830–$4,860 |
At about 60 miles, this move is shorter than the long-distance routes these ranges are modeled on. A move this short is often priced by the hour, so quotes can come in lower.
Natural hazard risk: Seattle vs Olympia
RelocateMath's population-weighted means of FEMA county risk scores are 99 for the Seattle area and 94.5 for the Olympia area, on the county-score scale of 0–100. These means are not official FEMA metro ratings or national metro percentiles. Modeled expected yearly losses from natural hazards average $653 vs $648 per resident; individual properties can differ.
The vertical line marks county-score scale midpoint (50).
The vertical line marks county-score scale midpoint (50).
Frequently asked questions
Is Olympia cheaper than Seattle?
Overall prices in the Olympia area are 6.7% lower than in Seattle (BEA Regional Price Parities 2024). Median rent is $1,829 vs $2,050 a month, and the median home is $525,500 vs $743,000.
What salary do I need in Olympia to match $100,000 in Seattle?
About $92,500 in a fixed single-filer W-2 example assuming residence inside both principal cities. It accounts for 2026 federal and principal-state taxes, modeled resident local taxes where applicable, and metro prices. Both are in Washington, which has no state income tax on wages. This illustration stays fixed when calculator inputs change.
How much does it cost to move from Seattle to Olympia?
For a 2–3 bedroom home over about 60 miles: roughly $310–$600 with a rental truck, $1,090–$2,030 with a container, or $1,830–$4,860 with full-service movers. A move this short is often priced by the hour, so quotes can come in lower.
How many people move from Seattle to Olympia?
IRS county migration data for 2022–2023 show about 3,383 households (5,806 people) moved from the Seattle metro area to the Olympia metro area, and 2,667 moved the other way.
Related
Where people from Seattle move
- Seattle to Los Angeles 3,374 households
- Seattle to Phoenix 3,226 households
- Seattle to Portland 2,864 households
- Seattle to Bremerton 2,774 households
- Seattle to New York 2,596 households
- Seattle to San Francisco 2,255 households
- Seattle to Dallas 1,829 households
- Seattle to San Diego 1,606 households
State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.