City relocation report 2026

Moving from Miami to Orlando

Your paycheck goes 12.6% further in Orlando than in Miami. Compare taxes, rent, home prices and the cost of the move.

About 230 miles by road
Equal salary in Orlando
$69,600
matches $80,000 in Miami
Price level change
-11.2%
BEA metro prices, 2024
Moving cost (2–3 BR)
$320–$5,050
≈ 230 miles
Households made this move
9,136
IRS, 2022–2023

Equal salary in Orlando: $69,600

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $69,600 in Orlando, FL to match $80,000 in Miami, FL ($10,400 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Florida, which has no state income tax on wages; neither city levies a resident income tax.

Take-home in Miami
$65,110
18.6% total tax
Take-home in Orlando
$65,110
18.6% total tax
Prices in Orlando
-11.2%
vs Miami (BEA 2024)
Renting: change after selected costs
+$2,472
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Orlando cost of living report

Miami vs Orlando: key facts

Median rent
$2,083 → $1,877/mo
Median home value
$510,600 → $409,400
Median household income
$80,625 → $81,044
Price level (U.S. = 100)
114.2 → 101.4
Natural hazard risk (FEMA)
Among the highest (99.5 → 95.3 of 100)

Miami vs Orlando cost of living

Price level by category (U.S. = 100)
Miami Orlando
Miami housing156
Orlando housing123
Miami goods104
Orlando goods96
Miami utilities97
Orlando utilities87

The vertical line marks the U.S. average (100).

Yearly rent at the metro median
Miami$24,996
Orlando$22,524
MeasureMiami, FLOrlando, FL
Overall price level (U.S. = 100)114.2101.4
Median rent$2,083$1,877
Income to rent affordably (30%)$83,320$75,080
Median home value$510,600$409,400
Monthly cost to own (20% down)$3,267$2,627
Income needed to buy$139,997$112,572
Median property tax$4,260$3,012
State income tax on $80,000$0$0
Metro population6,457,9882,940,513

Metro-area figures (Census ACS 2024, BEA 2024). Taxes use each metro's principal state.

Your yearly budget: Miami vs Orlando

On an $80,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $53,881 a year in Miami and $51,409 in Orlando if you rent: $2,472 less after the move. If you buy the median home, they come to $68,084 and $60,405 ($7,679 less).

Your yearly budget, before vs after
Yearly costs on an $80,000 salary in Miami, FL and Orlando, FL; change is Orlando, FL minus Miami, FL
Yearly costMiamiBeforeOrlandoAfterChange
Income and payroll taxes
on $80,000, single filer
$14,890$14,890$0
Electricity
state average bill
$1,873$1,873$0
Car insurance
one car, state average
$1,865$1,865$0
Gas
12,000 miles at 25 mpg
$2,061$2,061$0
Health insurance
one adult, age 40, own plan before subsidies
$8,196$8,196$0
If you rent
Rent
median, 12 months
$24,996$22,524-$2,472
Total if you rent$53,881$51,409-$2,472
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 6.95%
$32,447$26,016-$6,431
Property tax
median home
$4,260$3,012-$1,248
Homeowners insurance
state median, with a mortgage
$2,492$2,492$0
Total if you buy$68,084$60,405-$7,679

Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).

State figures for the principal state: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $13,011 a year in Miami and $13,011 in Orlando (Child Care Aware of America, 2024 state averages).

Who moves from Miami to Orlando

About 9,136 households (15,181 people) moved from the Miami metro area to the Orlando metro area in 2022–2023, making Orlando the #1 destination for people leaving Miami among the 149 metro areas we cover. 4,351 households moved the other way. Their average adjusted gross income was $63,645.

Cost to move from Miami to Orlando

Moving method (2–3 bedrooms)Typical range
Rental truck (DIY)$320–$690
Moving container$1,110–$2,090
Full-service movers$1,850–$5,050

Natural hazard risk: Miami vs Orlando

FEMA's National Risk Index rates the Miami area among the highest (score 99.5) and the Orlando area among the highest (score 95.3), on a 0–100 national percentile scale. Expected yearly losses from natural hazards average $325 vs $287 per resident.

Top risks, Miami
Higher risk than most U.S. counties
Hurricane100
Lightning100
Riverine flooding99

The vertical line marks the middle of U.S. counties (50).

Top risks, Orlando
Higher risk than most U.S. counties
Strong wind99
Lightning98
Tornado98

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

Is Orlando cheaper than Miami?

Overall prices in the Orlando area are 11.2% lower than in Miami (BEA Regional Price Parities 2024). Median rent is $1,877 vs $2,083 a month, and the median home is $409,400 vs $510,600.

What salary do I need in Orlando to match $100,000 in Miami?

About $87,400, after 2026 federal taxes and local prices. Both are in Florida, which has no state income tax on wages.

How much does it cost to move from Miami to Orlando?

For a 2–3 bedroom home over about 230 miles: roughly $320–$690 with a rental truck, $1,110–$2,090 with a container, or $1,850–$5,050 with full-service movers.

How many people move from Miami to Orlando?

IRS county migration data for 2022–2023 show about 9,136 households (15,181 people) moved from the Miami metro area to the Orlando metro area, and 4,351 moved the other way.

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