Moving from Boston to Worcester
Your paycheck goes 5.7% further in Worcester than in Boston. Compare taxes, rent, home prices and the cost of the move.
Equal salary in Worcester: $112,800
Compare any two of 149 U.S. metro areas. All cities
To keep the same lifestyle, you need about $112,800 in Worcester, MA to match $120,000 in Boston, MA ($7,200 less), after 2026 taxes and local prices.
Single filer, W-2 salary. Both are in Massachusetts, so state income tax is the same; neither city levies a resident income tax.
Boston vs Worcester: key facts
- Median rent
- $2,093 → $1,563/mo
- Median home value
- $681,100 → $465,500
- Median household income
- $117,825 → $96,602
- Price level (U.S. = 100)
- 108.3 → 102.5
- Natural hazard risk (FEMA)
- Among the highest (93.2 → 93.5 of 100)
Boston vs Worcester cost of living
The vertical line marks the U.S. average (100).
| Measure | Boston, MA | Worcester, MA |
|---|---|---|
| Overall price level (U.S. = 100) | 108.3 | 102.5 |
| Median rent | $2,093 | $1,563 |
| Income to rent affordably (30%) | $83,720 | $62,520 |
| Median home value | $681,100 | $465,500 |
| Monthly cost to own (20% down) | $4,321 | $3,075 |
| Income needed to buy | $185,178 | $131,804 |
| Median property tax | $6,913 | $5,669 |
| State income tax on $120,000 | $5,780 | $5,780 |
| Metro population | 5,025,517 | 881,248 |
Metro-area figures (Census ACS 2024, BEA 2024). Taxes use each metro's principal state.
Your yearly budget: Boston vs Worcester
On a $120,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $69,570 a year in Boston and $63,210 in Worcester if you rent: $6,360 less after the move. If you buy the median home, they come to $96,304 and $81,359 ($14,945 less).
Your yearly budget, before vs after
| Yearly cost | BostonBefore | WorcesterAfter | Change |
|---|---|---|---|
| Income and payroll taxes on $120,000, single filer | $33,082 | $33,082 | $0 |
| Electricity state average bill | $2,006 | $2,006 | $0 |
| Car insurance one car, state average | $1,326 | $1,326 | $0 |
| Gas 12,000 miles at 25 mpg | $2,112 | $2,112 | $0 |
| Health insurance one adult, age 40, own plan before subsidies | $5,928 | $5,928 | $0 |
| If you rent | |||
| Rent median, 12 months | $25,116 | $18,756 | -$6,360 |
| Total if you rent | $69,570 | $63,210 | -$6,360 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 6.95% | $43,282 | $29,581 | -$13,701 |
| Property tax median home | $6,913 | $5,669 | -$1,244 |
| Homeowners insurance state median, with a mortgage | $1,655 | $1,655 | $0 |
| Total if you buy | $96,304 | $81,359 | -$14,945 |
Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).
State figures for the principal state: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $26,343 a year in Boston and $26,343 in Worcester (Child Care Aware of America, 2024 state averages).
Who moves from Boston to Worcester
About 7,548 households (12,314 people) moved from the Boston metro area to the Worcester metro area in 2022–2023, making Worcester the #3 destination for people leaving Boston among the 149 metro areas we cover. 5,500 households moved the other way. Their average adjusted gross income was $88,476.
Cost to move from Boston to Worcester
| Moving method (2–3 bedrooms) | Typical range |
|---|---|
| Rental truck (DIY) | $310–$600 |
| Moving container | $1,090–$2,030 |
| Full-service movers | $1,830–$4,860 |
At about 50 miles, this move is shorter than the long-distance routes these ranges are modeled on. A move this short is often priced by the hour, so quotes can come in lower.
Natural hazard risk: Boston vs Worcester
FEMA's National Risk Index rates the Boston area among the highest (score 93.2) and the Worcester area among the highest (score 93.5), on a 0–100 national percentile scale. Expected yearly losses from natural hazards average $206 vs $189 per resident.
The vertical line marks the middle of U.S. counties (50).
The vertical line marks the middle of U.S. counties (50).
Frequently asked questions
Is Worcester cheaper than Boston?
Overall prices in the Worcester area are 5.4% lower than in Boston (BEA Regional Price Parities 2024). Median rent is $1,563 vs $2,093 a month, and the median home is $465,500 vs $681,100.
What salary do I need in Worcester to match $100,000 in Boston?
About $93,900, after 2026 federal taxes and local prices. Both are in Massachusetts, so state income tax is the same.
How much does it cost to move from Boston to Worcester?
For a 2–3 bedroom home over about 50 miles: roughly $310–$600 with a rental truck, $1,090–$2,030 with a container, or $1,830–$4,860 with full-service movers. A move this short is often priced by the hour, so quotes can come in lower.
How many people move from Boston to Worcester?
IRS county migration data for 2022–2023 show about 7,548 households (12,314 people) moved from the Boston metro area to the Worcester metro area, and 5,500 moved the other way.
Related
Where people from Boston move
- Boston to Providence 9,092 households
- Boston to New York 8,431 households
- Boston to Manchester 5,234 households
- Boston to Portland, ME 2,659 households
- Boston to Washington, D.C. 2,324 households
- Boston to Miami 2,284 households
- Boston to Los Angeles 2,105 households
- Boston to San Francisco 1,656 households